InsuranceSpecialists.com Offers A-rated Drivers 10% Discount on Car Insurance Through March 2012

InsuranceSpecialists.com Offers A-rated Drivers 10% Discount on Car Insurance Through March 2012










San Jose, CA (PRWEB) Februari 14, 2012

Call it a Valentine that lingers long past February 14th, or just call it doing their part to help people who are still struggling in a period of little-to-no economic growth, but InsuranceSpecialists.com is giving a-rated drivers a 10% discount on new car insurance policies purchased between now and March 31st, 2012.

While a-rated drivers usually qualify for the cheap car insurance at every insurance company, InsuranceSpecialists.com is warming up these last few days of winter by offering a specific discount. All insurance shoppers have to do is visit the website, and fill out the form requesting a free insurance quote. The more information customers provide, the more accurate the results will be, and they’ll also qualify for that extra ten percent off.

After they’ve requested their quote, site visitors are encouraged to check out the InsuranceSpecialists.com tips to help savvy shoppers save even more, and explore the other areas of the site, which include a library of informative articles, news about the current goings-on in the insurance industry, and an informative blog.

InsuranceSpecialists.com has been helping individuals and families find the best deals on reliable, inexpensive health, het leven, Auto, and homeowner’s insurance, and regularly saving them up to 50% off their premiums, Sinds 2003.

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Vocus© Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWEB, en Publiciteit Wire zijn handelsmerken of geregistreerde handelsmerken van Vocus, Inc. of Vocus PRW Holdings, LLC.







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San Francisco Tax Preparation Company, Gelardi Tax Services, Offers Advice on the New Mileage Rates for 2012

San Francisco Tax Preparation Company, Gelardi Tax Services, Offers Advice on the New Mileage Rates for 2012











Gelardi Tax Services


Daly City, CA (PRWEB) Februari 16, 2012

Gelardi Tax Services, a San Francisco tax preparation company would like to discuss and create awareness about the new mileage rates for 2012, which is important knowledge for those whose jobs require traveling.

The standard mileage rate for the business use of a car, van, pickup or panel truck is 51 cents per mile for miles driven during the first six months of 2011 (January through June) en 55.5 cents per mile for the rest of the year. This is up from 50 cents for 2010. The rate for the cost of operating a vehicle for medical reasons or as part of a deductible move is 19 cents per mile from January through June and 23.5 cents per mile after that, up from 16.5 cents per mile in 2010. The rate for using a car to provide services to charitable organizations is set by law and remains at 14 cents per mile.

For the 2011 tax year, the alternative minimum tax exemption (AMT) increases to the following levels: $ 74,450 for a married couple filing a joint return and qualifying widows and widowers, up from $ 72,450 in 2010; $ 37,225 for a married person filing separately, up from $ 36,225; en $ 48,450 for singles and heads of households, up from $ 47,450.

The standard mileage can be used for those tax payers who have their own business to offset expenses,” said Lisa Gelardi of Gelardi Tax Services. “AMT is important because some tax payers fall into this category and will pay the AMT tax.

in 2011, eligible self-employed individuals and corporation shareholders can use the self-employed health insurance deduction to reduce their income tax liability. Premiums paid for health insurance covering the taxpayer, spouse and dependents generally qualify for this deduction. In aanvulling, premiums paid to cover an adult child under age 27 at the end of the year, also qualify, even if the child is not the taxpayer’s dependent. Evenwel, the deduction from self-employment income for determining self-employment tax, which was available only in the 2010 tax year, no longer applies. As before, the insurance plan must be set up under the taxpayer’s business, and the taxpayer cannot be eligible to participate in an employer-sponsored health plan.

For more information about the 2012 new mileage rates or Gelardi Tax Services, Oproep 415-233-7764, view the company on the web at http://www.gelarditaxservice.com or visit 332 Glenwood Ave. in Daly City.

About Gelardi Tax Services

With more than ten years of providing tax services for a variety of industries in the San Francisco area, Lisa Gelardi has the knowledge and experience to make tax preparation less intimidating. From Schedule As to Schedule Es, 1040s to 1065s and back taxes to current taxes, Gelardi handles personal taxes with accuracy and ease.

As a small-business owner, Gelardi is more cost effective and a lot easier to get in touch with than other companies. Offering tax help year round, she’ll even travel to clients in the Bay Area so that they save time. She communicates clearly with her clients and displays a keen ability to find solutions for a variety of tax situations and industries.

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Vocus© Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWEB, en Publiciteit Wire zijn handelsmerken of geregistreerde handelsmerken van Vocus, Inc. of Vocus PRW Holdings, LLC.







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Halve Your Auto Insurance Premium Jersey StyleInsureonaBudget.com

Halve Your Auto Insurance Premium Jersey StyleInsureonaBudget.com











Newark, NJ (PRWEB) Februari 14, 2012

For the average US drivers, it is a very rare occurrence that they are going to receive a courtesy call from their auto insurer telling them they qualify for a better deal. Yet most fail to review their policies or contracts each year to make sure they’re getting the lowest rates possible. Fortunately, research from an auto insurance comparison site outlines a strategy that makes cheap New Jersey car insurance is possible.

While reports from CNN and Time show overcharging and discrimination from insurers, there are a few criteria that can easily qualify New Jersey drivers for quick discounts. Bijvoorbeeld, driving less than 25 miles per day, or having no car accidents over the last 12 maanden, and no DWI/DUI record, likely qualifies most drivers for many hidden discounts on their car insurance bill. The problem, as Robert Hunter of Consumer Federation of America describes it, is thatinsurers aren’t required to let you know when you’re eligible for a lower rateso it is very difficult to be sure that you have the best price.

An interesting fact New Jersey drivers should know is that most times it is quite easy for one insurer to be half the price of another, even in the same group of insurers. But obviously, auto insurers would like to keep that secret so policy holders keep paying the highest premium possible. Finding the best auto insurance deal can be easy with a few guidelines from this tipsheet:

1) Compare New Jersey auto insurance quotes across multiple insurers who will try to compete and offer users their best deals right away.

2) Calling the present insurer and asking for a better deal than the best quote received from any comparison search.

3) Call the other car insurers and ask if they can match or beat the deal just offered.

4) Consumers should specifically ask their insurernot the agentwhether they are being offered the lowest rate they qualify for.

The above tactic paid off well for Thomas Mitchell who, according to the New York Times, “slashed his hefty auto insurance premium from $ 2,537 a year to $ 1,207″. This should provide the much needed inspiration for any New Jersey driver to take advantage of the pricing loophole for better deals.

To compare car insurance quotes and get the best New Jersey car insurance rates, Bezoek http://www.InsureonaBudget.com

About InsureonaBudget.com

InsureonaBudget.com is a resource hub of auto insurance information and data. The website features articles, news and tools on car insurance topics, quotes and car insurance comparison tools. Consumenten hebben toegang tot gratis citaten van de autoverzekering en begeleiding bij het vinden van de juiste verzekering, geld te besparen en het oplossen van problemen claims.

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Vocus© Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWEB, en Publiciteit Wire zijn handelsmerken of geregistreerde handelsmerken van Vocus, Inc. of Vocus PRW Holdings, LLC.







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Swinton Announces Record Profits of Over

Swinton Announces Record Profits of Over £50m











(PRWEB) Maart 25, 2009

Swinton Group Ltd, the UK’s leading insurance retailer, has announced eight years of consecutive growth with the publication of its 2008 year end results showing £50.1m profits from £763.9m of premium income.

Swinton’s hugely successfulclicks and bricksmodel of building market share on the high street, combined with competitive pricing on the internet, is unique in the UK financial services sector and has contributed significantly to the impressive results.

The year end results show a 4% increase in profits recorded over the previous 12 months from £48.3m in 2007 to £50.1m in 2008.

Annual results highlights:

Eighth consecutive year of profit growth                    
Record profits: £50.1m (4% te verhogen)                
EBITDA: 75.5 miljoen euro (5% te verhogen)
Increasing gross premiums: £763.9m (15% te verhogen)                                                    
Net income: £233m (13% te verhogen)                                                                                                
Policy growth: 25% increase to 3.25m policies

Swinton is now the third largest insurance retailer in the UK with 3.25m policies, and it believes the latest figures demonstrate the success of its unique model in what is a challenging sector.

While others in its sector have announced the closure of branches to become purely online retailers, Swinton has increased its overall number of shops to over 580 – up from 470 in 2007 – and is continuing to invest in the high street through both acquisition and organic growth.

Swinton secured 600 UK jobs in December 2008 in a £50m deal which saw Swinton acquire all 91 branches of IAG’s (Insurance Australia Group Ltd) Equity branch network as it sought to disengage from the UK’s retail insurance market. This acquisition firmly established Swinton as the only nationwide insurance retail network on the UK high street.

Swinton also made 28 acquisitions in 2008, including two major commercial brokers bringing over 90,000 new policies.

The Swinton approach of giving customers someone to speak to about car, home or other personal insurance matters has engendered significant brand loyalty among both its customer base and employees alike.

The company now employs nearly 5,000 people across the country in its shops and its UK call centres in Manchester, Halifax and Norwich and has expanded its internet activities to manage five car insurance and two home insurance brands online.

Swinton Commercial is the company’s commercial arm and since its launch four years ago, has become its fastest growing division. Plans are in place to continue this growth and expand to £150m gross premium income over the next three years from the £75m achieved in 2008.

in 2008 Swinton claimed four of the highest accolades in the insurance broking industry when it was named Personal Lines Broker of the Year at both the British Insurance Awards and the Insurance Times Star Awards, the latter at which Swinton also won Commercial Lines Broker of the Year and Chief Executive Patrick Smith was named the industry’s Achiever of the Year.

Current Deputy Chief Executive Peter Halpin is to take over the Chief Executive role from Patrick Smith, who is to remain on the board as Chairman.

Peter Halpin joined Swinton in 1990 and held a number of board positions including Finance Director, Operations Director and Franchise Director, before being appointed Deputy Chief Executive in 2005.

Patrick Smith, outgoing CEO of Swinton said: “I have had lots of fun at Swinton. It has been a pleasure to work with a dedicated group of professionals to build a great business in a fiercely competitive and changing marketplace. I have chosen to step down from the top job at Swinton in its 52nd year of trading and I am confident that Peter will successfully grow and develop the business in the coming years.

Peter Halpin, Swinton’s new CEO, zegt: “The company as a whole has an ethos which sets us apart from others in the financial services sector. That ethos is one centred around a strongly-held belief that consumers appreciate having a clear and fair choice with regard to how and where they purchase their insurance. Our significant investment in both on and off-line channels will continue into 2009 and beyond and customers will always be able to pick up the phone and discuss their insurance matters with our advisers.

I speak for the whole company when I say that we are more than delighted that Patrick has decided to stay on as Chairman. He has been a popular and charismatic leader, and will be a hard act to follow as CEO.

Looking to the future, Swinton has been successful by going against the received wisdom that the majority of modern consumers are totally price-driven and promiscuous when it comes to their insurance renewal. Our model has shown that this is not always the case.

Much has been said about the current tough conditions, which are certainly challenging, but Swinton has continued to demonstrate the attraction of its multi-channel proposition and to see market share grow in an ever-competitive market.

We expect further growth over the next five to ten years through a combination of organic growth, both on and offline, and more acquisitions.

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Vocus© Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWEB, en Publiciteit Wire zijn handelsmerken of geregistreerde handelsmerken van Vocus, Inc. of Vocus PRW Holdings, LLC.







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Picking Up Speed: Car Rental in the US Industry Market Research Report Now Available from IBISWorld

Picking Up Speed: Car Rental in the US Industry Market Research Report Now Available from IBISWorld











IBISWorld Market Research


Los Angeles, CA (PRWEB) Februari 18, 2012

The global recession put the brakes on the Car Rental industry, but rental agencies have slowly gotten back into gear as travel demand increased. Air travelers, the industry’s primary revenue source, were staying put amid the economic uncertainty, poor income growth, rising unemployment and tighter corporate travel budgets of recent years. “In response,” says IBISWorld industry analyst Nima Samadi, “operators cut expenses and searched for revenue growth separate from airports.” Air travel only began to recover in 2010, and the industry’s future looks brighter than its immediate past, though rising gas prices may slow the industry’s recovery.

Revenue is expected to fall from its peak of $ 31.0 billion in 2007 at a rate of 0.3% over the five years to 2012. Most of this decline happened in 2009, when the industry’s key external drivers (the number of air travelers, per capita disposable income and corporate profitability) all weakened. Reflecting the Car Rental industry’s struggles, operator concentration has increased over the past five years. This increase is attributable to merger and acquisition activity by the industry’s major companies. Bijvoorbeeld, Enterprise Rent-A-Car acquired Vanguard Car Rental (which operated National and Alamo) in mid-2007, and Hertz acquired Advantage Rent a Car in April 2009. Other major companies in the industry include Avis Budget Group and Dollar Thrifty Automotive Group.

These large companies enjoy significant marketing budgets and market power that grant national brand recognition, relationships with airlines and hotels and other advantages smaller companies cannot match. Evenwel, even these major players were forced to change in the face of the recession. “Car rental companies adapted to the difficult economic environment by aggressively cutting expenses and searching for new markets,” says Samadi. Operators reduced head counts, closed unprofitable locations, decreased the size of their rental fleets and purchased fewer new cars in 2009. Some companies expanded into off-airport markets, including insurance replacement and car sharing, while others turned to acquisitions to penetrate market segments such the leisure market, which is viewed by industry insiders as the segment with the most growth potential.

Demand and revenue are expected to increase as air travel rates continue to grow in 2012. This growth is attributable to a rise in air travel, underpinned by rising personal income and more generous corporate travel budgets. Evenwel, rising fuel prices and the corresponding increase in airfares threaten this forecast. Voor meer informatie, visit IBISWorld’s Car Rental report in the US industry page.

Follow IBISWorld on Twitter: https://twitter.com/#!/IBISWorld

Friend IBISWorld on Facebook: http://www.facebook.com/pages/IBISWorld/121347533189

IBISWorld industry Report Key Topics

Companies in this industry rent or lease passenger cars to customers. Car rentals typically last a short time (30 days or fewer) while leasing agreements are for longer (12 months or more). The industry excludes the rental or leasing of cars with drivers.

Industry Performance

Executive Summary

Key External Drivers

Current Performance

Industry Outlook

Industry Life Cycle

Products & Markets

Supply Chain

Products & Services

Major Markets

Globalization & Handel

Business Locations

Competitive Landscape

Market Share Concentration

Key Success Factors

Cost Structure Benchmarks

Barriers to Entry

Major Companies

Operating Conditions

Capital Intensity

Key Statistics

Industry Data

Annual Change

Key Ratios

About IBISWorld Inc.

Recognized as the nation’s most trusted independent source of industry and market research, IBISWorld offers a comprehensive database of unique information and analysis on every US industry. With an extensive online portfolio, valued for its depth and scope, the company equips clients with the insight necessary to make better business decisions. Headquartered in Los Angeles, IBISWorld serves a range of business, professional service and government organizations through more than 10 locations worldwide. Voor meer informatie, Bezoek http://www.ibisworld.com or call 1-800-330-3772.

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Vocus© Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWEB, en Publiciteit Wire zijn handelsmerken of geregistreerde handelsmerken van Vocus, Inc. of Vocus PRW Holdings, LLC.







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Cunningham Financial Group Helps Drivers Cut the Cost of Living with Discounts on Louisiana Auto Insurance

Cunningham Financial Group Helps Drivers Cut the Cost of Living with Discounts on Louisiana Auto Insurance












Natchitoches, Louisiana (PRWEB) Februari 03, 2012

The team at Cunningham Financial Group knows that with the cost of living on the rise, many local families are looking to save on household expenses wherever they can. From groceries to energy-efficient appliances, the insurance experts understand that any savings can make a difference. One thing that residents cannot skimp on is their Louisiana auto insurance coverage, but obtaining comprehensive coverage doesn’t have to be expensive.

One way to save money on Louisiana auto insurance is to take advantage of discounts offered by car insurance carriers. The team at Cunningham Financial Group has compiled a list of credits that may apply to many of its clients as well as other drivers throughout the state:


Bundled policy discounts may be available for individuals who insurance their home and car with the same agency.
Green discounts may be applied if customers agree to pay their bills and receive their insurance information electronically.
Many families insurance multiple vehicles, so these people can look into a multi-car discount.
Individuals who have short commutes may consider applying for a low-mileage discount.
It’s no surprise that it is expensive to insure new drivers, but teens can reduce their coverage costs by maintaining a good grade point average with the “good student” discount.
Customers who do not want to worry about insurance payments each month can pay upfront and receive a “paid-in-full” discount.

The insurance professionals at Cunningham Financial Group understand that obtaining comprehensive coverage can be costly, but they know that adequate Louisiana auto insurance is essential in order to save money in the long run. The team encourages local drivers to contact the agency in order to discuss their potential insurance savings.

About Cunningham Financial Group:

Proudly located in Natchitoches & Mansfield LA, Cunningham Financial Group is the area’s leading local insurance agency; dedicated to serving the insurance needs of Louisiana individuals, families and businesses for over 75 jaar. As a well established agency, Cunningham Financial Group represents various nationwide insurance carriers, allowing its dedicated agents to effectively compare rates and coverage to ensure clients receive the quality protection they deserve. The agency’s broad network of providers ensures that they can secure superior Louisiana insurance, and the most affordable online insurance quotes, for all coverage needs!

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Vocus© Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWEB, en Publiciteit Wire zijn handelsmerken of geregistreerde handelsmerken van Vocus, Inc. of Vocus PRW Holdings, LLC.







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$10 per Day Rental While Car Being Repaired at Superior Automotive Auto Body San Francisco

$ 10 per Day Rental While Car Being Repaired at Superior Automotive Auto Body San Francisco











Superior Automotive is a highly regarded San Francisco auto body shop that specializes in auto body repair and auto painting services.


San Francisco, CA (Vocus / PRWEB) Maart 21, 2011

For most drivers, the hours following an auto accident are the worst possible time to think about another big bill. Yet that’s often what faces people who have been in a collision when their insurance claim doesn’t cover a car rental while the damaged vehicle is being repaired.

Nu, a partnership between a San Francisco auto body shop and a leading national rental car company will prevent some consumers from facing this unfortunate scenario. Superior Automotive, located at 3150 16th Street, is partnering with the rental car company to offer customers without rental car insurance a special rate of $ 10/day for a vehicle.

Eric Carlson, Superior’s general manager, said the shop debuted the service a few months ago. He added that it’s the least he and his team can do for drivers who are in a tough situation.

These are customers who came in and were already planning on taking the bus or taxi or even going on foot,” Carlson said. “It’s a pleasant surprise to have an affordable option.

Carlson added that it’s just these kinds of pleasant surprises, combined with a friendly staff and top-notch service, that keep customers coming back to Superior when their cars just need a little maintenance or detailing work.

For more information about this or any of Superior Automotive’s services, call them at (415) 692-7662, view them on the web at http://www.superiorautomotivesf.com, or visit their facility located at 3150 16th Street between Valencia and Guerrero Streets.

About Superior Automotive

Superior Automotive is a highly regarded San Francisco auto body shop that specializes in auto body repair and auto painting services. Superior Automotive has served the San Francisco Bay Area since 1976, and is renowned for working with auto insurance claims, providing excellent customer service, using state-of-the-art equipment, and performing quality work.

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Vocus© Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWEB, en Publiciteit Wire zijn handelsmerken of geregistreerde handelsmerken van Vocus, Inc. of Vocus PRW Holdings, LLC.







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1.5 million Michigan At-Risk Drivers Without Auto Insurance

1.5 million Michigan At-Risk Drivers Without Auto Insurance











Steven Gursten, Michigan Lawyer of the Year and Michigan Leader in the Law


Farmington Hills, MI (PRWEB) Februari 13, 2012

1.5 million Michigan drivers do not have No-Fault auto insurance, says Steven M. Gursten, head of Farmington Hills-based Michigan Auto Law. “That puts them, and everyone else on our roads in peril if they’re involved in an auto accident,” he said.

According to USA Today’s September 11, 2011, story, “One in seven drivers have no insurance," 19 percent of Michigan’s drivers are uninsured. With more than 8 million registered vehicles in Michigan (Insurance Institute of Michigan data), that equals a whopping 1,520,000 people driving with absolutely no auto insurance, Gursten noted.

The correlation between the economy and the number of insured drivers is very strong. As more people lose their jobs, more people cannot afford No-Fault insurance, and more people choose to drive uninsured,” said Gursten, who is also president of the Motor Vehicle Trial Lawyers Association.

Below is information from Gursten on what happens in car accidents with uninsured drivers:

If a person is injured and uninsured: Under Michigan’s No-Fault insurance laws, an uninsured driver has no No-Fault (also called PIP or Personal Injury Protection) coverage and therefore, no legal right to vital No-Fault insurance benefits, including lifetime medical care, wage loss, attendant care and replacement services. Even worse, the uninsured driver is also prohibited from suing an at-fault driver who causes the auto accident. This holds true even when the uninsured driver is completely innocent and is seriously injured by another driver who causes a car accident.

If a person is injured by an uninsured driver: If someone with auto insurance is injured by an uninsured driver, there is usually no source of legal recovery for personal injuries and pain and suffering. It is possible to file a lawsuit against the at-fault, uninsured driver for his or her personal assets. But with most uninsured drivers without sufficient personal net worth to compensate a person that they’ve hurt in a car crash, often a judgment becomes just a piece of paper.

For the people who can afford auto insurance, the good news is that there’s protection in case of a crash with an uninsured driver: uninsured and underinsured motorist coverage (UM/UIM), said Gursten.

UM and UIM provide a valuable source of legal recovery when someone is hurt in an auto accident by a driver who is uninsured or does not have adequate insurance,” he added. “Any auto insurance policy sold in Michigan today without this coverage is just not enough to protect you and your family.

Gursten said that many auto insurance adjusters fail to tell their customers about uninsured and underinsured motorist coverage, and so it’s important to specifically request it. He also said the coverage is surprisingly affordable: “For the cost of a movie and a popcorn, you can financially protect your family in case of a car crash with an uninsured driver.

As for the drivers who just can’t afford No-Fault insurance, Gursten offers a two-part solution that he says is pragmatic and simple.

The first step is to recognize that Michigan insurance companies should not lead the nation in profitability, and should not be making excessive profits in this state, as the Angoff Study found in 2005. Let’s give our insurance commissioner the power to regulate excessive profit-making and price gouging by Michigan’s auto insurance companies, just as insurance commissioners can in most states in the U.S. today,” Gursten says.

The second step, once auto insurance premiums have fallen, Gursten says, is to have the Michigan Secretary of State aggressively pursue those drivers who are driving without auto insurance. “Let’s stop the temporary insurance binder game that people are playing. With computers today, it’s very easy to see who is driving without insurance,” he said.

In cities that have been especially affected by tough economic conditions, such as Detroit, the number of uninsured drivers is about 50 percent, according to a published report by The Detroit Legal News.

Over Steven M. Gursten: Steven M. Gursten is recognized as one of the nation’s top No-Fault lawyers handling serious auto accident lawsuits and truck accident cases. He is president of the Motor Vehicle Trial Lawyers Association and lectures to attorneys across the country about various legal topics, such as traumatic brain injury.

Over Michigan Auto wet: Michigan Auto Law has 18 lawyers exclusively handling auto accident and No-Fault insurance litigation throughout the state. Michigan Auto Law has received the top-reported jury verdict for a car or truck accident victim in 2009, 2009, 2010 en 2011, according to published reports by Michigan Lawyers Weekly. The firm has offices in Farmington Hills, Sterling Heights, Detroit, Ann Arbor and Grand Rapids. Voor meer informatie, call Michigan Auto Law at (800) 777-0028.

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Vocus© Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWEB, en Publiciteit Wire zijn handelsmerken of geregistreerde handelsmerken van Vocus, Inc. of Vocus PRW Holdings, LLC.







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2,500 Online Data Entry Jobs

2,500 Online Data Entry Jobs
Over 2,500 Data Entry Companies. Homeworkers Need!
2,500 Online Data Entry Jobs

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